In Germany there are too many who do not own checking account. The reasons are varied.
Most of these parties stuck in the odious debt. The service obligations out of joint, often can not be more urgent financial obligations are settled.
Statistics show here a number of about half a million affected people is rising.
The causes of individual distress are as different as people themselves
The majority of this awkward social destinies of the people concerned is usually caused by personal negligence.
Whether misfortunes such as divorce or frivolous use of money, or: fallen for a scam, or unexpected unemployment, the situation has brought out: the creditors want their money back.
account garnishments are pending, what's next. As soon as money is received on the account, it will be confiscated.
In the 3rd Millennium in an industrial country without Giro Account! This can only mean the first or second step of Social Affairs.
for a job search without the same, such as housing disaster.
How then should social and other benefits are received?
Financial institutions remain here, to the consumer, "HART". As so the consumer has no credit account (prepaid account) will be offered?
may have the banks no longer need this. After all, it's about the money and not about the customer - ... man..
self here there is a gap in the market, a niche that, inter alia, of the Wire Card - Bank is filled.
The money - the Institute offers a schufa-free checking account and additional Praipad credit card.
And this is an account for everyone, without Schufa, the Internet and the orderbar VISA - credit card on a credit basis.
However, there are two other credit institutions operating schufa-free bank accounts in credit.
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