Few consumers know what information the credit reference agency has held about them. After all, are about 65 million people stored data and records. The number of personal credit is approximately 1.3 to 1.4 million. It seems that consumers have an excessive interest in knowing about their data Schufa modest.
In plain language this means that the consumer assumes that the data are perfectly correct in the Schufa. Anyone who takes even that could exist "false" information on him at such a high-profile company?
Many consumers will be smooth or slightly rough, awakened from his sleep when:
the new bank will refuse to open an account,
termination of the credit or not even granted
the mobile phone contract is rejected, or even
delivers the mail order only after payment.
In the examples shown here, the credit reference agency information-were perhaps not positive, even though the consumer is aware of no guilt.
But even with a good Schufa information, so good "score" reject certain credit companies, department stores, etc., "contracts with consumers to take" from . Why? It's simple: The lending company "the present Schufa data of the consumer to interpret their own way . So, the data from third parties "interpret" (designed) without the consumer can fight it, he also knows, as a rule do not. The consumer can not comment on them yet to make a statement.
Although my daughter has a good credit score and a good Schufa had, she was refused the loan. Even a conversation with the head of the bank did not change.
Schufa itself admits that You might even be that in more than 400 million data stored, one or other record may be outdated and therefore is incorrect. Finally, he worked with computers. And who is working does the occasional mistake!
The consumer should be here a bit bright and the entries of the Schufa to measure more important.
Most consumers probably do not care to learn to know "other" about it. Why? The importance of the significance of Schufa data, the consumer is certainly not aware of right!
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